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Disclaimer: Loanspot.ca is a lead referral company, not a lender. Loanspot Inc. only works with financial service providers that adhere to Canadian laws and regulations. Loans range from $500-$50,000 with terms from 4 months to 60 Months or longer. APRs does range from 1.99% to 46.96% and will depend on our partner's assessment of your credit profile. For example, on a $500 loan at 19.99% paid monthly over 12 months, a person will pay $46.31 per month for a total of $555.78 which includes interest over the course of the entire loan period. This example does not include if the lender has applicable fee's to be added on. In the event of a missed payment an insufficient funds fee of around 45$ may be charged (dependent on the lender). In the case of a default on your loan your payment plan will be terminated and different collection methods will be employed to collect your remaining balance. Outstanding debts will be pursued to the full extent of the law. Our lenders employ fair collection practices. All loans are subject to credit and underwriting approval by our lenders.



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Loanspot.ca is a lead referral company, not a lender. We are helping Canadians find loans with ease! We are helping Canadians find personal loans , emergency loans , bad credit loans , payday loans ! Loanspot.ca will never ask you for your banking information. Our lenders are the ones who will reach out to ask you this.

With a personal loan, you borrow a fixed amount of money and agree to pay it back over a period of time. You must pay back the full amount, interest and any applicable fees. You do this by making regular payments, called instalments. Personal loans are also called long-term financing plans, instalment loans and consumer loans. Personal loans are typically used for specific purchases such as home renovations, furniture and cars or to consolidate other debts with higher interest rates. Most personal loans range from $100 to $50,000 with a term between 6 and 60 months.

Personal loans are available from traditional lenders, such as banks and credit unions, as well as alternative lenders such as title loan companies, private lenders and pawn shops. Your lender may offer you a loan for more than what you need. Be careful not to borrow more than you can pay back.



Personal Loans in Canada


Personal Loans Canada

Personal Loans Canada

Our lenders are helping Canadians find personal loans

emergency loans canada

Emergency Loans Canada

Have an Emergency? Our lenders are able to help you get the funds you need!

bad credit loans canada

Bad Credit Loans

Credit is bad? Need a bad credit loan in canada? We can help!

Debt Consolidation Canada

Debt Consolidation Canada

Overwhelmed with Debt? Our lenders can help you combine the debt and start paying it off

payday loans canada

Payday Loans Canada

Need money fast? Obtain a payday loan with one of our trusted lenders!

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Automotive Loans

You will now be connected with all of our lenders that will help you find an automotive loan!

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