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“Loanspot.ca helped me fix my life. I was struggling to pay my debt and losing sleep every night. My life is now changed.”
Jesse Roberts - Toronto, Ontario
“I was so far behind in debt. I was able to consildate all of debt with the Loanspot.ca!”
Michael Diantonni - Guelph, Ontario
“I had such bad credit and was unable to finance a vehicle. Loanspot.ca had me in a vehicle after a couple of days”
Brenda Brown - Fredericton, New Brunswick
“I needed a mortgage and was unable to find anyone to help me. The mortgage specialists contacted me and had me approved in less than 24 hours!”
Tim S - Ottawa, Ontario
Disclaimer: Loanspot.ca is a lead referral company, not a lender. Loanspot Inc. only works with financial service providers that adhere to Canadian laws and regulations. Loans range from $500-$50,000 with terms from 4 months to 60 Months or longer. APRs does range from 1.99% to 46.96% and will depend on our partner's assessment of your credit profile. For example, on a $500 loan at 19.99% paid monthly over 12 months, a person will pay $46.31 per month for a total of $555.78 which includes interest over the course of the entire loan period. This example does not include if the lender has applicable fee's to be added on. In the event of a missed payment an insufficient funds fee of around 45$ may be charged (dependent on the lender). In the case of a default on your loan your payment plan will be terminated and different collection methods will be employed to collect your remaining balance. Outstanding debts will be pursued to the full extent of the law. Our lenders employ fair collection practices. All loans are subject to credit and underwriting approval by our lenders.