Compare trusted Canadian lenders in one place
Compare Canadian lenders and financial providers across personal, business, auto, mortgage and debt-relief loans — plus credit cards, banking and free credit reports. See what’s out there, then apply once with Loanspot and we’ll match you with lenders in our network that fit your profile — no obligation, no impact to your credit score.
Lenders by category
A guide to lenders and providers across the Canadian market. When you apply through Loanspot, we match you with lenders in our own network that fit your profile.
Personal Loan Lenders
Swift Finance
Up to $1,500
- Just connect your bank account
- No credit checks
- Fast e-transfer funding
Fairstone
Up to $60,000
- Larger secured loans
- Homeownership required
- Established lender
Wizard Loans
Up to $20,000
- Same-day approvals
- Free online process
- 30+ lenders to choose from
Spring Financial
Up to $35,000
- Established Canadian lender
- Fast online application
- Bad credit considered
easyfinancial
Up to $100,000
- Personal & secured loans
- Online or in-branch
- Bad credit considered
SkyCap Financial
Up to $100,000
- Quick online decisions
- All credit types considered
- Flexible terms
Magical Credit
Up to $20,000
- Online application
- Weighs income, not just credit
- Fast funding
Business Loan Lenders
Keep
Up to $1,000,000
- 4X rewards business card
- No-fee global banking
- Fast online application
Sharpshooter
Up to $300,000
- Same-day approval
- All industries accepted
- Only takes a few minutes
Merchant Growth
Up to $800,000
- Quick funding options
- Free online process
- 30+ lenders to choose from
Lending Loop
Up to $500,000
- Peer-to-peer business loans
- Online application
- Transparent terms
Journey Capital
Up to $300,000
- Working-capital funding
- Fast approvals
- Online application
FundThrough
Invoice funding
- Turn invoices into cash
- Fast access to funds
- No long-term contracts
IOU Financial
Up to $1,500,000
- Small-business funding
- Fast online process
- Flexible repayment
Auto Loan Lenders
FindAVehicle
Up to $100,000
- Free online process
- Bad-credit auto options
- Only takes a few minutes
Car Loans Canada
Up to $100,000
- Free online process
- New & used vehicles
- Only takes a few minutes
My Auto Approval
Up to $100,000
- Free online process
- 30+ lenders to choose from
- Fast pre-approval
Canada Drives
Up to $100,000
- New & used vehicles
- Bad-credit options
- Online pre-approval
Birchwood Credit Solutions
Up to $50,000
- Bad-credit auto financing
- Wide dealer network
- Online application
Iceberg Finance
Up to $35,000
- Auto financing
- All credit types considered
- Flexible terms
Mortgage Lenders
nesto
Up to $1,000,000
- Fully online mortgage platform
- Purchase & refinance
- Fast pre-approval
Alpine Credits
Up to $500,000
- Home-equity loans
- Approval based on equity
- All credit considered
True North Mortgage
Up to $1,000,000
- Purchase, renewal & refinance
- Online & in-branch
- Fast pre-approval
Capital Direct
Up to $500,000
- Direct Canadian mortgage lender
- Refinancing & home equity
- All credit considered
CHIP Reverse Mortgage
For ages 55+
- Access your home equity
- No monthly mortgage payments
- Stay in your home
Debt Relief & Solutions
Debt.ca
Up to $100,000
- Free online process
- Debt-relief options
- Only takes a few minutes
Consolidated Credit
Free consultation
- Credit counselling
- Debt-management programs
- Non-profit guidance
4 Pillars
Debt restructuring
- Personalized debt plans
- Restructuring support
- Credit-rebuilding after-care
BDO Debt Solutions
Licensed trustees
- Consumer proposals
- Licensed insolvency trustees
- Bankruptcy options
Credit Reports & Scores
Borrowell
Free score
- Free Equifax credit score
- Monitoring & alerts
- No credit card needed
Credit Karma
Free score
- Free TransUnion score & report
- Regular updates
- No impact to your credit
ClearScore
Free score
- Free credit score & report
- Personalized insights
- No credit card needed
Credit Cards
Neo Financial
No annual fee
- Cash back at partner stores
- No-annual-fee option
- Quick online application
KOHO
Prepaid Mastercard
- Earn cash back on spending
- No credit check to open
- Tools to help build credit
Brim Financial
No FX fees
- No foreign-transaction fees
- Rewards on everyday spending
- Fully online application
Banking & Savings
Neo Money
No fees
- No monthly fees
- Earn interest on balance
- Instant access & transfers
Wealthsimple
All-in-one
- Spend, save & invest in one app
- No account fees
- Earn interest on cash
How the Loanspot lender database works
You don’t apply to each lender one by one — apply once and we match you.
Browse by category
See the lenders in each category and what they offer, from $250 e-transfers to $1M+ business and mortgage financing.
Apply once
Submit one 60-second application and verify your income securely with IBV — no documents to fax.
Get matched
We connect you with lenders in our network that fit your profile, so you can compare real offers and choose.
One application, multiple lenders
The simplest way to see your options across the Canadian lending market.
One 60-second form
Apply once and get matched with multiple lenders at the same time.
Secure IBV
Read-only income verification in about 60 seconds — no faxing pay stubs.
Income-based
Many lenders look at your income and ability to repay, not just your score.
No obligation
Comparing options is free and never affects your credit score.
About the Canadian lenders in our database
The lenders and providers listed above operate in Canada and serve different needs — from small short-term e-transfer loans to large business and mortgage financing. This directory is provided to help you compare the market and understand your options. Loanspot is a loan-matching service, not a lender: when you apply, we match you with lenders in our own partner network — which may not include every company shown here. Listing a lender is for comparison only and is not an endorsement or a guarantee of approval.
Whichever lender you’re matched with makes the lending decision, sets the rate, and discloses the full cost of borrowing before you sign, in line with Canadian cost-of-borrowing laws.
Approval, the amount you qualify for, and your rate depend on your income, the lender, your province and your overall ability to repay. Many partners weigh income heavily, so applicants with fair or bad credit are often still matched. Comparing your options on Loanspot is free, carries no obligation, and does not affect your credit score — a lender only runs a credit check if you choose to move forward.
Lender database — questions
What Canadians ask before choosing a lender.
How do I apply to a lender on this page?
This page is a directory to help you compare the Canadian market — you don’t apply to each company separately, and not every lender listed is part of the Loanspot network. Hit any “Get matched” button and complete one 60-second application, and Loanspot matches you with lenders in our network that fit your profile.
Does comparing lenders affect my credit score?
No. Browsing and getting matched on Loanspot doesn’t affect your credit score. A lender may only run a credit check if you choose to move forward with a specific offer.
How much can I borrow?
It depends on the category and lender — from $250 short-term e-transfers up to $60,000 personal, $100,000 auto, and $800,000–$1,000,000+ for business and mortgages.
Can I qualify with bad credit?
Often yes. Many lenders weigh your current income and ability to repay rather than your score alone, so fair and bad credit are frequently still matched.
Are these lenders available across Canada?
Yes — the network serves all Canadian provinces. The specific lenders and terms available to you can vary by province based on local lending rules.
See which lenders you qualify with
One 60-second application. No obligation. No impact to your credit score.
Disclaimer: Loanspot.ca is a loan comparison and matching service, not a lender. The lenders and providers listed are shown for comparison and information only; inclusion does not imply a partnership, endorsement, or that financing is available through Loanspot — we match applicants with lenders in our own network, which may differ from the companies listed. Maximum amounts shown are lender-advertised figures and are not guaranteed; approval, amounts, rates and terms are determined by individual lenders and depend on your income, province and creditworthiness. All Loanspot partners follow Canadian cost-of-borrowing laws.