Compare Canada’s personal loan lenders side by side: amounts, funding speed and approval style. See what each lender offers, then apply once with Loanspot and we’ll match you with lenders in our network that fit your profile – no obligation, no impact to your credit score.
A guide to personal loan lenders across the Canadian market. When you apply through Loanspot, we match you with personal loan lenders in our own network that fit your profile. Not sure what a direct lender even is? Start with our direct private lenders guide.
Up to $1,500
Up to $60,000
Up to $35,000
Up to $100,000
Up to $100,000
Up to $20,000
Up to $2,500
$1,000 to $7,500
$500 to $20,000
$1,000 to $15,000
$250 to $2,000
Every lender in this directory serves the same product, a personal loan, but the details decide what you pay. Four things worth comparing across personal loan lenders before you accept an offer:
The fastest way to compare is not one application per lender. It is one application matched against the whole network, and that is what the button below does.
You don’t apply to each of these personal loan lenders one by one – apply once and we match you.
See the personal loan lenders in the directory and what each one offers, from quick e-transfer loans up to $50,000.
Submit one 60-second application and verify your income securely with IBV – no documents to fax.
We connect you with lenders in our network that fit your profile, so you can compare real offers and choose.
The simplest way to see offers from personal loan lenders across the Canadian lending market.
Curious how we judge an individual lender? Read our Simple Personal Loans review for the framework we apply. For a brokerage-model example, see our Lamina loans review.
Apply once and get matched with multiple lenders at the same time.
Read-only income verification in about 60 seconds – no faxing pay stubs.
Many lenders look at your income and ability to repay, not just your score.
Comparing options is free and never affects your credit score.
The personal loan lenders and providers listed above operate in Canada and serve one need, personal lending: from small short-term e-transfer loans up to $50,000. This directory is provided to help you compare the market and understand your options. Loanspot is a loan-matching service, not a lender: when you apply, we match you with lenders in our own partner network – which may not include every company shown here. Listing a lender is for comparison only and is not an endorsement or a guarantee of approval.
Whichever lender you’re matched with makes the lending decision, sets the rate, and discloses the full cost of borrowing before you sign, in line with Canadian cost-of-borrowing laws.
Approval, the amount you qualify for, and your rate depend on your income, the lender, your province and your overall ability to repay. Many partners weigh income heavily, so applicants with fair or bad credit are often still matched. Comparing your options on Loanspot is free, carries no obligation, and does not affect your credit score – a lender only runs a credit check if you choose to move forward.
What Canadians ask before choosing between personal loan lenders.
This page is a directory to help you compare the Canadian market – you don’t apply to each company separately, and not every lender listed is part of the Loanspot network. Hit any “Get matched” button and complete one 60-second application, and Loanspot matches you with lenders in our network that fit your profile.
No. Browsing and getting matched on Loanspot doesn’t affect your credit score. A lender may only run a credit check if you choose to move forward with a specific offer.
From $300 up to $50,000, depending on the lender, your income and your province. The application lets you pick the amount that fits.
Often yes. Many lenders weigh your current income and ability to repay rather than your score alone, so fair and bad credit are frequently still matched.
Yes – the network serves all Canadian provinces. The specific lenders and terms available to you can vary by province based on local lending rules.
One 60-second application. No obligation. No impact to your credit score.
Disclaimer: Loanspot.ca is a loan comparison and matching service, not a lender. The lenders and providers listed are shown for comparison and information only; inclusion does not imply a partnership, endorsement, or that financing is available through Loanspot – we match applicants with lenders in our own network, which may differ from the companies listed. Maximum amounts shown are lender-advertised figures and are not guaranteed; approval, amounts, rates and terms are determined by individual lenders and depend on your income, province and creditworthiness. All Loanspot partners follow Canadian cost-of-borrowing laws.
