Loanspot.ca is a Canadian loan-comparison platform that connects borrowers with a network of licensed lenders — so you can compare real options from a single 60-second application, with no impact to your credit to compare.
Loanspot.ca was established in 2020 and is based in Calgary, Alberta. We're built on a simple idea: borrowing in Canada should be easy to compare. Rather than applying to lenders one at a time, you fill out one short application and we match you against a network of licensed Canadian lenders — increasing your chances of finding a suitable option.
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Loanspot.ca does not make lending decisions. Loan approvals, rates and terms are set by third-party licensed lenders. Our role is to help you compare and connect — clearly and without pressure.
Apply once and compare real offers — comparing won't affect your credit.
Tell us how much you need and confirm your income securely with IBV — no documents to fax.
We compare your profile against multiple licensed Canadian lenders and show you real options.
Pick the offer that fits, knowing the full cost is disclosed before you sign.
Beyond personal loans, Loanspot.ca helps Canadians compare a range of financial products:
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Questions? Visit our contact page or read the FAQ.
The questions Canadians ask most about who we are.
Loanspot.ca is a Canadian loan-comparison platform, established in 2020 and based in Calgary, Alberta, that connects borrowers with a network of licensed lenders.
No. Loanspot.ca does not make lending decisions. Approvals, rates and terms are determined by third-party licensed lenders — we help you compare and connect.
No. Comparing options on Loanspot does not affect your credit. A lender may only run a check if you choose to move forward with a specific offer.
Through IBV (instant bank verification) — a read-only, 60-second check that confirms your income is deposited, without moving any money.
Personal, business and other loans, plus mortgages, credit cards, banking, insurance and credit reports.
Yes — comparing your options on Loanspot.ca is free and carries no obligation.
Visit our contact page for general questions, or check the FAQ for quick answers.
One 60-second application. No obligation. No impact to your credit score to compare.
Get matched now →