Loanspot.ca and loanspot.ai are not the same company
Some people are confusing us with a separate, unrelated website called loanspot.ai. Here’s what you need to know.
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Loanspot.ca is not affiliated with, connected to, endorsed by, or the same company as loanspot.ai. We do not own, operate, or control loanspot.ai, and we are not responsible for any products, services, loans, or communications offered by or through it.
What Loanspot.ca is — and isn’t
- We are not a lender. Loanspot.ca does not lend money, issue loans, or send out funds.
- We are a loan comparison and referral service that connects Canadians with lenders and financial partners in our network.
- We never ask for upfront fees or payment in exchange for a loan.
- We do not operate loanspot.ai and have no involvement in anything offered there.
If your loan came from loanspot.ai — not us
If you applied for or received a loan from loanspot.ai, that loan is with a separate, unrelated company. Loanspot.ca has no record of it and cannot access, verify, or assist with any loan that did not originate from our own website. You’ll need to follow up with the company you actually applied with.
Loanspot.ca does not lend or disburse funds
- Loanspot.ca does not lend money or disburse funds to consumers — we are not the source of any loan you may be processing.
- We are not the intended recipient of any payments, packages, loan documents, or repayment notices related to loans issued to borrowers.
- If you are trying to reach a similarly-named company, Loanspot.ca is not that company and cannot accept or action these items. Please do not send funds, packages, or notices to Loanspot.ca.
How to make sure you’re dealing with Loanspot.ca
- Our only official website is loanspot.ca (ending in .ca).
- We will never ask you to pay an upfront fee to receive a loan.
- If you receive a message claiming to be from Loanspot.ca and you’re unsure, confirm through our official contact form before responding.
Loanspot.ca vs loanspot.ai: your questions answered
Is loanspot.ca the same company as LoanSpot AI (loanspot.ai)?
No. Loanspot.ca and loanspot.ai are two completely separate, unrelated websites run by different companies. Loanspot.ca is a Canadian loan comparison and referral service. We do not own, operate, endorse, or have any business relationship with loanspot.ai.
Is loanspot.ai legit?
Because loanspot.ai is not our company, we cannot speak to its products, practices, or reliability. Before borrowing from any website, verify that the lender is licensed in your province, confirm the total cost of borrowing complies with Canada’s criminal interest rate cap (35% APR), and check that the site publishes real, working contact details. If something feels wrong, report it to the Canadian Anti-Fraud Centre.
I applied on loanspot.ai — can loanspot.ca help with my loan?
Unfortunately, no. Any application made on loanspot.ai is with a different company, and Loanspot.ca has no record of it and no way to access, verify, or manage it. You will need to contact the company you actually applied with, using the contact details shown on their website.
How do I reach the real LoanSpot in Canada?
The real LoanSpot Canada is only at loanspot.ca. Start from our borrowing guides, apply directly on loanspot.ca, or use our official contact form. We never charge upfront fees and never guarantee approval.
Still not sure?
If you have any questions about whether a website, message, or loan is connected to Loanspot.ca, we’re glad to clarify.
How to report a loanspot.ai problem
Photo by Dan Nelson on Pexels
If you believe you were misled by loanspot.ai or any lookalike site, report it to the Canadian Anti-Fraud Centre and review your rights with the Financial Consumer Agency of Canada. To deal with the real service, always start from our borrowing page or apply directly on loanspot.ca. Loanspot.ca never charges an upfront fee and never guarantees approval.