How to Get a Guarantor Loan in Canada: Step-by-Step Guide
By Jason Williams, Personal Finance Editor at Loanspot.ca · Published May 2024 · Last updated June 2026 Struggling to get approved on your own? A guarantor loan lets someone with stronger credit back your application, so a lender is more comfortable approving you. The guarantor promises to repay if you cannot. Here is how to […]
The Consumer Proposal Process in Canada: A Complete Guide
By Jason Williams, Personal Finance Editor at Loanspot.ca · Published May 2024 · Last updated June 2026 Drowning in debt and wondering how a consumer proposal works? A consumer proposal is a legally binding agreement, filed through a Licensed Insolvency Trustee, that lets you repay part of what you owe over up to five years […]
What Is Bankruptcy? The Complete Canada Guide (2026)
Bankruptcy in Canada explained: how it works, what it costs, which debts it clears, its impact on credit, and when filing makes sense.
Debt Settlement in Canada: What You Need to Know (2026)
Debt settlement in Canada explained: how it works, how much you can settle, the credit and tax impact, scams to avoid, and how it differs from a consumer proposal.
What Is A Car Title Loan And How Does It Work?
By Jason Williams, Personal Finance Editor at Loanspot.ca · Published 2024 · Last updated June 2026 What is a car title loan? A car title loan is a secured loan where you borrow against the value of a vehicle you own outright, handing the lender your title as collateral while you keep driving. A car […]