Refinancing means renegotiating your existing mortgage loan agreement, usually to access the equity in your home, or to lower other borrowing costs by taking advantage of a lower interest rate. Refinancing can help you consolidate debt or pay for other large expenses like education or renovations.

loanspot.ca has a directory of referral partners that will get you into a mortgage. A good mortgage broker will be able to help you find the mortgage term that is best suited to your financial needs.

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