If you are looking for a home we will always recommend getting pre approved by one of our lenders! Pre-approvals are subject to your continued good credit and are usually good for 60, 90 or 120 days depending on the lender. Once you have the pre approval letter we recommend than going to look at homes with your realtor!
loanspot.ca has a directory of referral partners that will get you into a mortgage. A good mortgage broker will be able to help you find the mortgage term that is best suited to your financial needs.