Get a Pre-Approval with a dealership.
Now a days with websites online you are able to get a pre-approval online very quick. Once you submit your application online you will have a salesperson contact you with instructions to proceed. Of course you will have to meet the minimum requirements. To find out the minimum requires you can view it on our website.
Understand Rates are based off your credit.
The interest rates that the salesperson will be giving you is based off your credit score in which the lenders see. If you have very good credit you will be getting the best interest rate that is offered at the current time from the lender.
Have your salesperson show you different vehicles.
The salesperson that is working with you should be able to show you a at least three vehicles. If you do have a vehicle in mind you should tell the salesperson before hand that way they will have a general idea of what you are looking for!
There is credit Rebuilding Loans for vehicles that can increase your credit score.
Dealerships do have credit rebuilding programs if you do have low credit. You should be able to cut your interest rate in half after 10-12 months of being in a vehicle finance.
Make all your payments on time!
Start the process today and apply.